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A calm agent worked through all the mishaps to get me 2 bed, 2 bath duplex with $1,695.00 in seller paid closing costs, a $4,400.00 repair escrow, savings of $200 a month, and NO PAYMENT for 47 days!

Posted by RCPAP on January 14, 2014
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I was paying $700.00 a month to rent an apartment when I decided buy a home. I began my search on the internet and found www.pauldingandpolk.com with an online form for a FREE list of 3 Plus Bedroom Paulding County Homes under $150,000 with PRICES, ADDRESSES, & DESCRIPTIONS. I filled out the form to get the list. Shortly after I received my list, Keisha Cline, with Atlanta Northwest Realty’s Paulding & Polk Team, contacted me to verify I received the list. Keisha was great, she asked me about the homes on the list and a few other questions to make sure I was ready. I told her I had a pre-approval letter and sent it over to set a meeting with Craig Summers, of Atlanta Northwest Realty’s Paulding & Polk Team. When I met Craig, he was great he took the time to go over the details of my home purchase and showed me a number of homes we could go see that day. I made my choices and we went looking at homes.After our initial meeting, Craig created a custom home search website for my home search and emailed me daily when homes came on the market that met my needs. My work schedule allowed me to meet Craig a few times to see homes on the fly. Craig was great, he always worked me into his schedule to make sure I saw the homes I wanted to see. Eventually, we found a 2 bedroom 2 bathroom duplex that was in great shape, except the master bath. Craig told me not to worry because it was a HUD home with a repair escrow to allow me to fix the entire bathroom. With Craig’s help and guidance, I put in the offer and it got accepted! I was excited and anxious as this was my first home. Craig took the time to answer all my questions and ease my mind about becoming a home owner. He also was able to guide me through the process of using gift funds as my parents were going to help me with my down payment. He told me exactly how to get the necessary paperwork I needed in order to make sure I had as few issues as possible.Unfortunately, my lender advised us they had an internal overlay that would not allow them to finance this home as the plumbing did not work. Craig & I already knew the plumbing didn’t work, due to the missing fixtures in the master bathroom. Craig did all he could to get my lender to agree to complete the loan as HUD was providing a repair escrow to allow me to fix the entire bathroom. However, the lender just could not do the deal. Craig again told me not to worry, he and his lender had just closed another home where the buyer’s lender had the same issue. He told me he’d have his lender give me a call to get me the pre-approval I needed. Craig’s lender was excellent, getting detailed information from me to make sure my pre-approval process was done correctly and I did not have any further issues with my home purchase. She got it for me and Craig immediately got it over to HUD so we could move forward with my purchase.We then had another issue with HUD needing to verify the gift funds my parents were going to give us. Craig got the details from HUD and advised me what I needed to get in writing to satisfy HUD’s new requirement. He was great, he remained calm through all of these mishaps and was able to guide me through them all. I purchased a 2 bedroom 2 bathroom duplex with HUD agreeing to pay $1,695.00 in closing costs and I got a $4,400.00 repair escrow to completely redo my master bathroom and fix a couple of other small issues. I’m also saving $200 a month and I OWN my own home! Craig even set the closing date up so I would not have my first house payment until 47 days later. That is OUTSTANDING! Craig also gave me the Buyers Advantage Program, which includes a 12 month Sell for Free Guarantee, A Free Home Warranty, and Free Owner’s Title Insurance. I recommend everyone use Craig to help with any of their Real Estate needs.Luis Gonzalez Woodstock, GA For a FREE List of 3 Plus Bedroom Paulding County Homes under $150,000 with prices, addresses, and descriptions click the link or fill out the form below.