We were renting for $750.00 and decided to stop throwing our money away and buy our own home. We began searching online and in our searching, we found www.pauldingandpolk.com with an online form for a FREE list of 3 Plus Bedroom Paulding County Homes under $150,000 with PRICES, ADDRESSES, & DESCRIPTIONS. We filled out the form and received a call from Keisha Cline of Atlanta Northwest Realtys Paulding & Polk Team. We told her wed just begun looking for homes and were first time home buyers so we didnt know anything. Keisha took the time to talk to us about the home buying process and informed us that we needed to provide a pre-approval letter in order to find out what we could afford in a home. Keisha arranged to have the Paulding & Polk Team lender contact us to get our pre-approval letter.
After we got our pre-approval letter, Keisha arranged for us to meet with Craig Summers for our first showing appointment. We saw many homes on our first appointment, and really liked one of them. While talking to Craig about what we needed to do to make an offer on this home, we told him Samantha would soon be on maternity leave without pay. Craig did some checking into this issue and discovered we would have difficulties trying to close without that portion of our income. We decided to put our home search on hold. While our home search was on hold, Craig followed up with us periodically to make sure things were going well and even checked on our new baby boy.
While Samantha wasnt working, we had to use some of the money we saved for a down payment to keep our finances in order. We told Craig about this and informed him wed do a 401K hardship to get the down payment. He checked with an accountant about the financial repercussions that would come with and advised us NOT to do that. He said we still had options with different types of financing to cover the down payment. He went to work with the lender to find us the best option. He found it with 100% USDA Financing and we began looking through our custom home search again. It didnt take us long to find the perfect home and then, Craig began making our dream a reality. We toured the home, loved it, and put in an offer. Very shortly after putting in the offer, the seller accepted.
We now OWN our home for the LESS THAN we were paying in rent. With Craigs help we got:
1. A Huge Home!
2. $5,994.00 in closing costs paid by the seller!
3. A payment of $799.92 a month, which is $50 more than we were paying in rent and the home is much bigger and much nicer!
4. Our first house payment isnt due until 43 days from our closing!
Thats a great list, but there was more!! Craig also gave us the Buyers Advantage Program, which includes a 12 month Sell for Free Guarantee, A Free Home Warranty, and Free Owners Title Insurance. We recommend Craig Summers and the Paulding & Polk Team for all your real estate needs!
Ryan & Samantha Prewett
For a FREE List of 3 Plus Bedroom Paulding County Homes under $150,000 with prices, addresses, and descriptions click the link or fill out the form below.