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Category Archives: Mortgage Info

What can I afford?

Jan 08, 2016
Providing valuable resources for our Dallas Georgia Homes & Rockmart GA Homes Real Estate Buyers and Sellers is our top priority. Know what you can afford is the first rule of home buying, and th [more]
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Loan Programs

Jan 08, 2016
Providing valuable resources for our Real Estate Buyers and Sellers is our top priority. There are two main types of loan programs available to potential home owners. The first of these two types is t [more]
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information about ARM’s

Jan 08, 2016
Tell me more about ARMs? Adjustable-rate mortgages “are tied to an index which is a measure of the lender’s cost of borrowing money. As the index rises, so will the interest rate on the ad [more]
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low-down program

Jan 08, 2016
What is Fannie Mae’s low-down program? Fannie Mae is expanding the availability of low-down-payment loans in an effort to help more people nationwide qualify for a mortgage. Two new programs wil [more]
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what to do if you have bad credit

Jan 08, 2016
What can I do if I have bad credit? While some people have rebounded from a foreclosure to buy another home within several years, credit problems stemming from a foreclosure can continue much longer f [more]
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who regulates lenders?

Jan 08, 2016
Where do I get information on who regulates lenders? The following regulatory bodies oversee lenders: * Comptroller of the Currency, Compliance Division, Washington, D.C., (800) 613-6743. * Office of [more]
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what’s seller financing?

Jan 08, 2016
What is seller financing? Seller financing is when a seller helps to finance a real estate transaction by taking back a second note or even financing the entire purchase if the seller owns the home fr [more]
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40-year mortgages

Jan 08, 2016
Are 40-year mortgages a good idea? Smaller monthly payments are the primary advantage of adding 10 years to the traditional 30-year mortgage, but real estate experts say the shorter-term loan usually [more]
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Can National Guard vets get VA loans?

Jan 08, 2016
Can National Guard vets, and other reservists, get VA loans? The Veteran’s Benefits Improvements Act of 1994 gives men and women who have completed six years in the Army, Air Force, Marine Corps [more]
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what to do if you get turned down for a loan

Sep 04, 2008
What do I do if I get turned down for a loan? Increasing numbers of loan applicants are finding ways to buy their own home despite past credit problems, a lack of a credit history or debt-to-income ra [more]
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what is bad credit?

Sep 04, 2008
What exactly is bad credit? There are numerous types of credit report problems that would cause a lender to reject your application for a loan. Such problems include: missing a credit card payment, de [more]
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what to look for in a home loan

Sep 04, 2008
What is the first step when looking for a Dallas Georgia Homes & Rockmart GA Homes home loan? Most experts recommend that you should get prequalified for a loan first. By being prequalified, you [more]
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