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No Payment for 50 days, saved a total of $8032.33, and I own my home for ONLY $50 more than I was paying in rent!

Posted by Craig Summers on May 21, 2014
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I was renting for $500 a month when I decided to look for a home to purchase. I found with an online form for a FREE list of 3 Plus Bedroom Paulding County Homes under $150,000 with PRICES, ADDRESSES, & DESCRIPTIONS. I filled out the form and immediately received the FREE list. I also received a call from Keisha Cline with Atlanta Northwest Realty’s Paulding & Polk Team to verify I received the list. Keisha was fantastic; she asked me if the homes on the list met my needs and if there were any other needs I had. I told her I wanted to work to pay off an auto loan to improve my credit and that I would be ready in several months. She said that would not be an issue, and the Paulding & Polk Team would follow up with me regularly and they would be ready when I was ready to begin my home search. Keisha did just that. After several months, I was ready, so Keisha got me in contact with the Paulding & Polk Team lender to get a pre-approval letter. Once I got the letter, Keisha set a meeting with Craig Summers, of Atlanta Northwest Realty’s Paulding & Polk Team.

When I met Craig, he was great; he took the time to go over the details of my home purchase and showed me a number of homes that day. He also created a custom home search website for me to see homes that met my needs. While seeing homes the first time out, I made an offer, but it was not accepted. Craig told me not to worry, we’d find a great home for a great price, I just needed to keep looking and we set another appointment for the following week.

Craig showed me 5 homes and I made an offer on each of them. One of the sellers responded very quickly to my offer with a counter offer. Craig told me all the details of the counter offer and offered his professional advice on how to respond to the counter offer. I advised Craig I wanted to think about this counter offer and the advice he gave me. While I was trying to decide if I should accept or counter offer the seller’s offer, Craig called to tell me one of my other offers was accepted, just as we made it. I was excited, but really had to make a decision. Craig again offered his professional advice and I made the choice to go with the home where my offer was accepted as we made it.

Once my appraisal was completed, Craig called to tell me the appraisal came in $4,900.00 less than the agreed purchase price. He told me not to worry; he’d get to work on getting the seller to accept a price reduction. He explained to the seller’s listing agent this was an FHA appraisal that would attach to this home for six months in FHA’s records. This meant that if any other person made an offer using FHA financing, they would have an issue with the purchase price for six months. The seller realized they needed to take heed and agreed to our new offer price.

Because of Craig’s detailed explanation of the FHA appraisal, he was able to get the purchase price reduced by $4,900.00 to meet the appraisal. He also got the seller to pay $3,132.33 in closing costs. Craig’s hard work on my behalf greatly helped me purchase this home; it paid off HUGE! With Craig’s help, I saved a TOTAL OF $8,032.33!!

Not only did he save me a ton of money, but Craig worked with me to make me a home owner for only $50.00 more a month than I was paying in rent. I got a beautiful home, a tremendous price, my closing cost paid, AND the Buyers Advantage Program, which includes a 12 month Sell for Free Guarantee, A Free Home Warranty, and Free Owner’s Title Insurance. On top of all of this, Craig set up my closing to meet my schedule and even worked it out so my first house payment wasn’t due until 50 days later. I recommend you use Craig Summers with Atlanta Northwest Realty’s Paulding & Polk Team if you are looking to buy or sell your home. He will go out of his way to make sure you get exactly what you want and save you as much money as possible!

Marcus Hill
Dallas, GA

For a FREE List of 3 Plus Bedroom Paulding County Homes under $150,000 with prices, addresses, and descriptions click the link or fill out the form below.